Hello again!    

   Interest rates have dipped slightly in the past several weeks which is good news for you in a real estate market that seems to be going through a correction.  If you got a loan in the late summer 2018, you may want to explore refinancing to a better rate.   If you are already in the adjustable phase of an older ARM you are seeing your rate reset above 5% now, so it's a good idea to explore refinancing to a fixed product, which of course I can help with.

Low down/zero down buyers? -  The CalHFA program offers loan programs with no down and no closing costs!  Ask for details, in a less competitive market if you're a buyer this may give you a good opportunity to buy NOW!

Self employed borrowers - 12 month bank statements programs to qualify using deposits and NOT looking at income tax returns, let me know if you're a buyer like this.

   Available to my office-  HIGH balance up to $726,525 to 90% LTV even in NON high cost counties, like San Joaquin, Stanislaus, Sacramento, Solano, so basically ANY county in California that didn't have the high cost limit, is now eligible for a high balance limit up to $726,525.  This product is only available to a very select group of brokers, and I have it.  Call me for the details.

CONDO's in litigation- YES I can do them, construction defects etc..   let me know your scenario.

  As always, have a safe and successful weekend and let me know how I can assist you in smooth, efficient and timely loan closing!  Also, let me know Elizabeth Russo sent you too!

Thank you,

Eric Chauhan Sr. Loan Officer  Associated Mortgage GroupEric Chauhan
Sr. Loan Officer
Associated Mortgage Group
39180 Liberty St #101
Fremont, Ca 94538
PH: 510-494-2625
CELL: 510-676-8939
FAX: 510-744-9835
BRE: 01314394
NMLS: 240203